Day 97: Bricks or an Index Fund?
In their rented flat in Krosno, flatmates Marlena (A) and Eliza (B) ask their landlord, Zenon Gajewski (C), who has just bled their radiators, to settle an argument about money.
How to study this lesson 3 steps
- Read the situation under the title. It says who is talking and how they know each other, which decides how politely they speak.
- Read the dialogue line by line with its translation, until every line makes sense. Point at (or tap) a Polish word to see what it means.
- Spend at least 30 minutes listening to native Polish, for example from the Resources page. It doesn't matter if you don't understand it yet.
Dialogue
Audio recordings are on the way. For now, each lesson is the dialogue with its English translation.
Keys: E hide English · ← → previous / next day · point at a word to see its meaning
-
A
Panie Zenonie, skoro odpowietrzył pan już kaloryfery, niech pan rozstrzygnie nasz spór.
Zenon, now that you've bled the radiators, settle an argument for us.
-
B
Marlena co miesiąc wpłaca pieniądze do funduszu indeksowego, choć nawet nie wie, dokąd trafiają. Ja stawiam na mieszkania.
Every month Marlena pays money into an index fund, though she doesn't even know where it ends up. I'm betting on flats.
-
A
Wiem doskonale: są inwestowane w akcje kilku tysięcy firm, zarówno amerykańskich, jak i europejskich.
I know exactly where: it's invested in shares in several thousand companies, both American and European.
-
C
Popieram panią Elizę: cegła nie zawodzi, bez względu na koniunkturę. To mieszkanie jest dziś warte dwa razy tyle, co przy zakupie.
I'm with Eliza: bricks and mortar never let you down, whatever the economy's doing. This flat's worth twice as much today as when I bought it.
-
A
Tylko że z naszego czynszu, po opodatkowaniu i remontach, wychodzi panu jakieś cztery procent rocznie. Mój fundusz przewyższa to z nawiązką.
Except that from our rent, after tax and repairs, you're making about four per cent a year. My fund beats that comfortably.
-
C
Tylko cztery? Wobec tego chyba podniosę czynsz, żeby dogonić ten pani fundusz.
Only four? In that case I'd better raise the rent to catch up with this fund of yours.
-
B
Brawo. Zamiast rozstrzygnąć spór, wynegocjowałaś nam podwyżkę czynszu.
Bravo. Instead of settling the argument, you've negotiated us a rent rise.
-
A
Panie Zenonie, a może jednak Eliza ma rację? Mieszkanie to świetna inwestycja, zwłaszcza przy obecnym czynszu.
Zenon, maybe Eliza's right after all? A flat is a great investment, especially at the current rent.
Your progress is saved in this browser only, with no sign-up. The course page and the menu show where you left off. Well done! Next up: Day 98: Three Captains and a Summary
If this free course has helped you in your Polish journey, please consider supporting the project. It's a one-person effort, and even small contributions help keep it running and free for everyone.